Don't Get Caught Short. Essential Business Insurance for Trade Pros

Imagine this: you're on a job, just finished a fantastic renovation project. The customer is thrilled, and you're feeling good about a job well done.

Then, disaster strikes. An accident happens, and someone gets hurt.

Suddenly, you're facing a potential lawsuit that could cripple your business. This scenario is all too real for tradespeople who underestimate the importance of proper business insurance.

As a self-employed professional, you're responsible for the quality of your work and the safety of yourself, your employees (if you have any), and the public around you.

That's where business insurance comes in.

Essential Coverage for Tradespeople:

• Employer's Liability: If you have employees, this is non-negotiable. It covers legal costs if an employee gets injured or sick because of their work for you.
• Public Liability: Protects you from claims by third parties, like homeowners or businesses, if someone gets hurt or their property is damaged because of your work.
• Professional Indemnity: Covers you if a client claims your work caused them a financial loss due to negligence.
• Tools & Equipment Insurance: Safeguards your valuable tools and equipment against theft, damage, or loss.

These are just a few of the insurance options available for tradespeople. The specific coverage you need will depend on your trade, the size of your operation, and the type of work you do.

How Onlinetradesmen Can Help:

At Onlinetradesmen, we understand the unique needs of tradespeople. That's why we've partnered with FBD Insurance, Ireland’s largest homegrown insurer!

They offer comprehensive policies specifically designed for your profession, ensuring you have the right protection at an affordable price.

Here's the best part: As an Onlinetradesmen member, you can get a 10% discount on Business & Commercial Insurance* with FBD, covering everything from public liability to tools cover and commercial motor insurance.

Get the peace of mind you deserve without breaking the bank. Don't wait for disaster to strike. Get insured for less with Onlinetradesmen today!

*Insurance is underwritten by FBD Insurance plc. FBD Insurance Group Ltd, trading as FBD Insurance, is regulated by the Central Bank of Ireland. Insurance cover is subject to meeting UW criteria.