Best Health Insurance Compared For Trade Pros

This guide is just for informational purposes and isn’t a replacement for professional advice. Health insurance needs vary, so it’s important to assess your own situation before making a decision. Always talk to a qualified advisor or insurance provider to make sure you're choosing the right plan for you.

Being a tradesperson in Ireland is a demanding job. You're out there, rain or shine, building, repairing, and maintaining properties across the country.

But what happens when you need to take care of yourself? Health insurance is crucial, but finding the right plan can be tricky.

We've done the legwork for you, comparing plans from leading providers to find the best fit for your needs.

Here’s what we found:

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Budget-Conscious Single Tradesperson: Level Health Plan A

If you're a self-employed tradesperson watching your expenses, Level Health’s Plan A is an excellent option offering:

Essential hospital coverage, including semi-private room access in public hospitals.
Day case procedures to keep you working without lengthy hospital stays.
Telemedicine services—ideal for quick medical consultations without leaving the job site.

Family-Focused Tradesperson: Irish Life Health Net Most 300 ILH

For a married tradesperson with children, Irish Life Health’s Net Most 300 ILH provides solid coverage:

Inpatient and outpatient benefits to ensure you and your family are covered.
Digital doctor consultations, perfect for busy families in remote areas.
Child healthcare benefits offer peace of mind.

Runner-Up: Vhi Healthcare One Plan 250

For Trade Pros who prioritise specialised treatment coverage, Vhi Healthcare’s One Plan 250 provides

Full cover for semi-private rooms in public hospitals and strong, high-tech hospital access for certain procedures.
Cancer & psychiatric support, including full cover for radiotherapy, chemotherapy, and 100 days of inpatient psychiatric care.
24/7 NurseLine & transport benefits, ensuring expert medical advice and emergency travel assistance when needed.

Want More?

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Where to Find More Information:

📌 HIA (hia.ie): Compare Irish health insurance plans.

📌 Provider Websites: Irish Life Health, Laya, Level Health, and Vhi offer plan details & quotes.

📌 Health Insurance Advisors: Get expert, personalised advice.

⚠ Important: Plans and pricing change frequently. Always check with providers for up-to-date details and assess your individual needs before deciding.