For tradesmen, builders and tradespeople -  The right insurance is crucial, safeguarding your business and hard work. Yet, in a competitive market, locating an insurer who not only shields but also understands the specific aspects of your trade can be daunting.

We're delighted to have compiled a list of the Best Insurers In Ireland for the trade - as voted by you. 

Unveiling the Best Insurance Companies for Trades: Insights from Irish Tradespeople

After compiling data from over 900 responses nationwide from Irish tradespeople, we are excited to unveil the top insurance companies for trades based on the Onlinetradesmen survey.

This survey delved into various aspects such as value for money, customer service, coverage, flexibility, and discounts offered by different insurance providers.

Here are the results:

 Best-in-Trade Overall Winner 2024: Allianz

With a solid five-star rating overall, Allianz stands out as a major player in the insurance industry. People from various professions appreciate Allianz for:

• Great Value: Offering strong options that not only suit your budget, but enhance it.
• Excellent Customer Service: A dependable support system that's there when you need them.
• Extensive Coverage: Ensuring you're not just insured, but well-protected.
• Flexible Terms: Adjusting coverage to meet your changing needs.
• Cost Savings: Loyalty rewards and cost-saving measures to keep your wallet happy.

It's rare to find an insurance company that receives such high praise across the board. Allianz's user-friendly approach to crafting tradesperson policies sets a standard that others can aspire to.

A Builder on Allianz: "I have used them as my insurance provider for a long time and they always came in with a good price"

 Best-In-Trade Runner-Up 2024: AXA Insurance

Coming in second, AXA is a dependable option for tradespeople. With a firm approach and strong ratings, AXA demonstrates its reliability through:

• Comprehensive Coverage: Policies tailored to the specific risks of different trades.
• Flexible Options: Customised provisions that adjust to your business needs.
• Cost Savings: Strategic discounts to make risk management more accessible.
• Customer Service: Support that shines during coverage challenges.

An Electrician on AXA: "Axa were the cheapest and easiest to insure my van"

 Best-In-Trade Highly Commended 2024: Kelleher Insurance

For tradespeople to ensure their roadworthiness and more, turn to Kelleher Insurance. They excel in:

• Commercial Vehicle Coverage: Protecting the wheels that drive your business.
• Carpenter Confidence: A top choice for woodworkers with strong recommendations.
• User-Friendly Union: A hassle-free experience, from quotes to claims.

A Carpenter on Kelleher: "I couldn't be happier with the service and coverage from Kelleher Insurance."

Insurance insight by trade: 

In addition to the above, here are some specific insights on the best insurers by trade type:

Best Insurance for Builders

Builders and construction professionals often deal with various insurance types, from liability to vehicle coverage. To simplify this, it's crucial to have an insurer that offers a range of tailored coverages to meet individual needs.

Survey results show Allianz and AXA as top choices for their broad coverage options and flexibility, gaining trust within this industry. Known for understanding builders' unique requirements, these companies excel in offering suitable policies that cater to specific needs.

Best Insurance for Carpenters

Carpenters need commercial vehicle insurance that aligns with their precision work and provides adequate protection. In the survey, Kelleher Insurance scores high for service and flexibility, while AXA, BestCover, and Britton Insurance earn praise for comprehensive policies that match the industry's standards of excellence and precision.

Best Insurance Solutions for Painters

For painters and decorators, Hiscox and Insight Insurance stand out for their expertise in professional liability coverage tailored to the artistic construction field. These insurers ensure painters are covered without being overwhelmed by unexpected claims or expenses.

Best Insurance for Plumbers

Plumbers appreciate AXA and Arachas for insurance that supports their work seamlessly. These insurers offer coverage specific to the plumbing trade, protecting their liabilities and vehicles respectively.

Reliable Insurance for Electricians Electricians trust AXA and iSure for professional liability coverage and competitive rates, mirroring the reliability and precision they bring to their work.

The All-Rounders and the Niche Players

In addition to major players, niche insurers like Keystone and CFM Group gain recognition for their long-standing service and clear, comprehensive policies. Tradespeople value these specialised services that cater to specific trade needs, offering support tailored to their expertise.

Finding the Perfect Policy

Trade insurance is crucial; it's essentially a partnership. It's a mutual agreement between professionals and providers to protect the hard work invested in every project.

Thanks to feedback from your peers, finding the right policy becomes clearer - it's about matching your specific needs with a company's capabilities.

Gaining insights from those who understand the business is invaluable in choosing trade insurance. With the professionals' advice, you're better equipped to make an informed decision. The right insurance does more than protect your current work; it empowers you to pursue future projects with confidence.

We’d like to thank all the trade members and trade professionals who participated in our survey and a big shout out to Sean Tonra of ST Carpentry based in Ballymote County Mayo, who is the winner of the survey draw. Stay tuned for further opportunities to participate in our Best in Trade series.

About Onlinetradesmen

Whether you're a tradesman, trade professional, or builder, we make running your business smoother. Say goodbye to administrative hassles and find more of the work you enjoy. Onlinetradesmen provides tools to drive your efficiency, cut down travel time, and achieve more. Promote your business online to expand your client base and benefit from significant savings on both business and lifestyle expenses. Focus on what matters most by freeing up your schedule. Schedule a call with our team to learn more or sign up here today.